SG CONSULTANTS

Add a professional touch to your finances

About Me

<strong>Sayantan Ghosh</strong><br><sup><span style="color:#960707" class="has-inline-color">MBA (Finance), FMVA®</span></sup>
Sayantan Ghosh
MBA (Finance), FMVA®

Hi, I am Sayantan, your friendly neighbourhood Chemical Engineer and Finance enthusiast. My goal is to add a professional touch to every individual’s finances so that you can get the most out of your hard-earned money.

Skills & Core Competencies:
a) Financial Modelling
b) Valuation
c) Derivatives (Pricing & Contracts)
d) Corporate Finance
e) Wealth Management
f) Strategy Consulting
g) Analytics
h) Software (VBA, Python, STATA, EViews, Bloomberg, MS Office, WordPress)

“A rising tide lifts all boats” – A strong believer in working as a team, it is one of my principal duties to care for the growth of my colleagues and effectively bring about fulfillment of all assigned responsibilities through proper situation analysis and strategic management.

Education

DurationDegreeInstitutePercentage/Grade/Rank
Jul, 2019 – PresentMBA (Finance)DFS, University of Delhi82% (Rank 1)
Aug, 2015 – Jul, 2019B.E. (Hons.) Chemical Engg.Jadavpur University9.12/10
Apr, 2013 – May, 2015AISSCE (CBSE)South Point High School93.6%
Apr, 2000 – Apr, 2013Madhyamik (WBBSE)South Point High School92.5%

Additional Degrees/Charters

Financial Modeling & Valuation Analyst (FMVA®)
  • Professional Ethics
  • Financial Analysis
  • Budgeting & Forecasting
  • Business Valuation Modeling
  • Scenario & Sensitivity analysis
  • Dashboards & Data Visualization
  • Investment Deck & Pitchbooks
  • Mergers & Acquisitions
  • Corporate & Business Strategy

    Credential Link: Click here
  • CFA L1 (in progress)
  • SAChE Chemical Process Safety Professional

Experience

Finance & Business Analytics Trainee, MTE
Jan, 2021 – Feb, 2021 (1 mo)
  • Investment analysis (Treasury operations) using Python,
  • Credit Risk modelling for operational debtors to optimize Working capital terms.
Hedge Fund Operations Intern, Arcesium
Jun 2020 – Jul 2020 (2 mos)
  • Conducted detailed R&A on transition from LIBOR to ARRs/RFRs & it’s effect on the Derivatives industry,
  • Created dynamic Excel-VBA based model to structure LIBOR-SOFR/SONIA FRNs & Swaps,
  • Monitored functioning of OTC derivative trades, clearing and settlement processes,
  • Analyzed multi-client data and developed reconciliation models & time tracker (VBA, Python).
Equity Analyst (Trading & Research) Intern, Finlatics
Feb 2020 – Apr 2020 (3 mos)
  • MIS & CNC trading in BSE segment of Indian capital markets,
  • Portfolio Management using Technical analysis & Information pricing techniques,
  • Generated a portfolio return of 128.5% within a period of just 2 months,
  • Performed detailed research on 2 sectors: Banking (SBI & AU Small Finance Bank) and Oil & Gas (Reliance Industries & Mahanagar Gas).
Financial Management Intern, Vardhan Consulting Engineers
Sep 2019 – Nov 2019 (3 mos)
  • Analysis of Real Estate Project Finance models,
  • Applying predictive analytics for determining financial viability of a HFC/Real estate financier,
  • Selection of mutually exclusive projects through detailed Fundamental analysis,
  • Financial modelling of a 50 MW thermal power plant as capstone.
Business Development Intern, BookHub
Jan 2019 – Feb 2019 (2 mos)
  • Predictive analytics for diversified site outreach,
  • Lead generation for customer engagement and advertisement channels,
  • Demographic distribution model for collection and reselling of primary products,
  • Tie-up with P&G RewardMe, Dream11 as principal referral sponsors.
Analytics Intern, Qrius (formerly The Indian Economist)
Nov 2018 – Dec 2018 (2 mos)
  • Application of z- & t-statistic CI analysis to categorize demographic customer engagement model,
  • Evaluation of Social Media Marketing (SMM) channel productivity through inferential & predictive analytics,
  • Achieved 130% of customer acquisition target (65/50) within stipulated time-frame,
  • Interacted with clients for User Experience (UX) feedback & propositions for a sustainable business model.
Summer Intern (Operations), Indian Oil Corporation Limited
Jun 2018 – Jul 2018 (2 mos)
  • Analysis of different operating units/blocks (FOB, LOB, DHDS, OHCU, OMS, BFS & ETP),
  • Economic evaluation of the crude import routes as well as production/distribution channels at IOCL Haldia,
  • Real-time crude storage (OPEC blends, Mars, Brent, WTI etc.) analysis in HS & BT through OMS block SCADA-PLC network and Unisim modelling (medium recycle based SHGC pilot scale model).
R&D Intern, TCG Lifesciences Pvt Ltd.
May 2017 – Jul 2017 (3 mos)
  • Process Research and Modelling using CheCalc & Aspen Plus before actual R&D laboratory and pilot-scale implementation,
  • Development of Control Sequence on Mettler Toledo’s RC1e and i-Control/WinRC,
  • Chemical Process Safety analysis using HAZOP, OHS and GMP techniques (pilot scale),
  • Determination of Scale-Up and Technology Transfer (TT) parameters for project clients,
  • Appraisal and high recommendation for presenting Process Optimization report during client interaction meetings (Takeda Pharmaceuticals and Dr. Reddy’s).

Projects

Credit Default Swaps (CDS): Your Insurance against Unwanted Defaults
Mar, 2021 – Apr, 2021
  • CDS: Your Insurance against Defaults (Part 1)
  • Basics of CDS Valuation (Part 2)
  • Structural Valuation of CDS (Part 3)
  • Black Swans & CDS: A Complicated Relationship (Part 4)
  • CDS Restructuring & Leverage (Part 5)
Dynamic Asset allocation for Consumer & Investment management in Emerging economies
Oct, 2020 – Mar, 2021
  • Final year project in collaboration with Goldman Sachs & SG Consultants,
  • Selection of best performing mutual funds across Equity, Debt, International equity, Money market & Alternative Investment asset schemes to create IPS,
  • Incorporate behavioral aspect of MF investors in times of crisis (in light of COVID-19 fueled Mar-Apr selloff),
  • Carry out comparative analysis of major MF diversification effects against SG Consultants Smart Returns Fund (my own deployed semi-automated investment strategy),
  • Analyze shifting investment pattern in India to model Macro strategy for Goldman Sachs Asset Management (GSAM) as a pilot scale study for major emerging economies,
  • Simulate the hedging effectiveness provided by sufficient insurance coverage against disruptions in investment objective in case of uncertainty/unfortunate events (COVID-19 case runs).
Founder, SG Consultants (Investment advisory)
Jan, 2020 – Present
  • Deployed ‘SGC Smart Returns Fund’ in September to beat Nifty 50 (benchmark),
  • Publish weekly trading strategies based on Technical analysis & Information mapping,
  • Created IPS for 100+ clients through ‘Personal Finance Manager’.
Data Analytics Consulting Virtual Internship (KPMG)
Sep, 2020

Formulated a business development strategy for a wearable startup.

Institutional Banking Virtual Internship Program (Citi)
May, 2020
  • Modelled buy-side valuation of a target mobile gaming firm through VC acquisition route,
  • Created a dynamic asset allocation model for a US pension fund.
Incorporating Qualitative Risk Premium in Equity Valuation Models
Aug, 2020
  • Analyzed 5 qualitative factors (10 major sectors across Indian market, 8 companies in each) and tried to quantify the effect of some qualitative factors people often overlook during equity valuation,
  • Factors analyzed: Size of Firm, Changes in BOD over last 12 months, Promoter holding, Pledged equity & Market dominance,
  • Included examples of Britannia Industries Limited and YES BANK to illustrate my methodology.
Britannia Valuation (DCF & DDM models)
Aug, 2020
  • DCF & DDM models of Britannia,
  • 5-yr forecast earnings considering 5 different growth scenarios,
  • Incorporated corporate governance factors in risk estimation,
  • ESG Score evaluation.
Decoding the rampant rally of Ruchi Soya Industries
July, 2020
  • Developed a circuit tracking algorithm to obtain trend reversal peaks & troughs,
  • Arrived at consolidation zone of 773 when Ruchi Soya was still trading at 1400 levels.
Effect of Diversification in Portfolio Management
April, 2020
  • Conducted a VaR analysis for equal-weighted portfolio comprising top 10 market cap listed companies in India,
  • Worst case scenario analysis (if all stocks fall in bear trap) revealed a VaR (99%) of 15.31% v/s stock fall of 32.62%.

Certifications

MonthCertification NameIssuing Authority
Dec, 2020Trading Strategies in Emerging Markets (Specialization)Indian School of Business (ISB)
Nov, 2020The Data Scientist’s ToolboxThe Johns Hopkins University
Oct, 2020Mergers & Acquisitions (M&A) Modeling CFI
Sep, 2020Python Skill CertificateHackerRank
Sep, 2020Financial Engineering & Risk Management – Part IColumbia University
Aug, 2020Python 3SoloLearn
Jun, 2020Bloomberg EssentialsCFI
May, 2020Financial Globalization, Capital Flows, and the Global Financial CycleAsian Development Bank
Apr, 2020Understanding & Applying Financial Risk Modelling TechniquesPluralsight
Jan, 2020Financial Modelling & ValuationErnst & Young (EY)
Dec, 2019Financial Derivatives (A Quantitative Finance View)Udemy
Aug, 2019Introduction to Corporate FinanceCFI
Apr, 2019Financing & Investing in InfrastructureBocconi University, Italy
Sep, 2018Statistics for Data Science & Business Analysis365 Careers & Udemy

Publications

Exploiting Value anomaly in the Indian equity market
Nov, 2020

Citation : Ghosh, Sayantan & Kain, Piyush & Yadav, Vijay & Dmello, Brendan. (2020). Exploiting Value anomaly in the Indian equity market. 10.13140/RG.2.2.31371.92965.
DOI : 10.13140/RG.2.2.31371.92965

Mixed Noble Metal Catalyst Development for Upgradation of Diesel Index
Feb, 2019

Journal Paper: Ghosh, S. (2019). Mixed Noble Metal Catalyst Development for Upgradation of Diesel Index.
International Research Journal of Engineering and Technology, 6(2), 170th ser., 876- 882.
Retrieved from: https://www.irjet.net/archives/V6/i2/IRJET-V6I2170.pdf

Heterogeneous Catalysts Development for
Benzene Saturation in Diesel

Oct, 2018

Conference Paper: Roy, S., Mondal, D. K., & Ghosh, S. (2018). Heterogeneous Catalysts Development for
Benzene Saturation in Diesel. 2018 AIChE Annual Conference (6bu). Retrieved from: https://bit.ly/2Z3BgNz

Extra-curriculars

MonthActivity
Aug, 2020Successfully completed the ’30 Days of Code’ challenge on HackerRank
Jun, 2020Selected as Member of HBR (Harvard Business Review) Ascend Select
Feb, 2020 – PresentComposing articles on the topics of Finance, Business Strategy & CAT preparation techniques for various platforms
Dec, 2018 – PresentContent Developer & Moderator for ‘Quora Partner Program’
Apr, 2018Top participant in a 3-day workshop on ‘Cryptocurrency, Digital Marketing & Analytics’ by Deloitte & JU E-Cell
Oct, 2017 – PresentLevel 5 Content Developer for ‘Google Local Guides’ program

Awards & Accomplishments

MonthDetails
Feb, 2019Received the ‘Mira Rani Mitra Memorial Award’ for overall academic excellence
May, 2018Received Gold medal for winning ML & AI quiz hosted by NASSCOM & Govt. of WB
Apr, 2018Ranked 1st among all University participants in ‘Grammar Guru’ competition hosted by Learning Pundits
Oct, 2016 – Present‘Top Performer’ in several Business Challenges hosted on MindSumo (a Stanford University initiative)
Apr, 2016Received Gold medal for proposed Drug delivery enhancement model in ‘Chem-Innovation’ (technical fest) conducted by AIChE

Test Scores

Common Admission Test (CAT)
Nov, 2018

Secured 99.3%ile in first attempt.

West Bengal Joint Entrance Examination (WBJEE)
April, 2015

Secured 99.5%ile.

Interests

Graphic Designing (My Missing Meow)

Contact

In case you liked any of my models and would love to discuss more, please feel free to reach out at: